Peoples State Bank

2700 Hwy 190 West
PO Box 1800
Livingston, TX 77351
T: (936) 967-2323
F: (936) 967-2424
Email the Bank
5850 Hwy 59 South
PO Box 1287
Shepherd, TX 77371
T: (936) 628-3312
F: (936) 628-6658
Email the Bank
15001 Hwy 150 W
Coldspring, TX 77331
T: (936) 653-5193
F: (936) 653-5196
Email the Bank

Commercial Certificates of Deposit - Fixed Rate

Are you looking for a higher interest rate than traditional savings accounts can offer? A Certificate of Deposit (CD) is perfect for you because it allows you to lock in your deposit for a specified period of time and allows higher yields on your money, depending on the length of the term.

Traditional CDs

  • $1000.00 Minimum deposit
  • The greater the balance, the greater the interest
  • Automatic renewal or single maturity
  • Terms between 32 days and 60 months
  • Interest may be transferred to a PSB checking, savings, or money market account—or paid directly to you by check

Rate Riser CD

  • $1000.00 Minimum deposit
  • Automatic renewal or single maturity
  • Term of 36 months
  • Allows you to take advantage of higher interest by allowing you to “raise” to a higher rate one time during the term of the CD
  • Interest may be transferred to a PSB Checking, savings, or money market account—or paid directly to you by check.

Rate Information

Please contact a New Accounts Representative or branch location nearest you for our current rates and Annual Percentage Yields (APY) information. Rates and/or terms and conditions are subject to change at any time, without prior notice at Peoples State Bank's discretion and/or as required or allowed by law. Fees, withdrawals and/or penalties could reduce the earnings on the account.

  • To access this website your Internet Explorer needs to be updated.

    To get the best possible experience and added internet security using our website, we require you to upgrade your current web browser or install another web browser. A list of the most popular web browsers can be found below.

    Just click on the icons to get to the download page.
    Please note: These links will navigate you away from our domain.
    We are not responsible for and have no control over the content or subject matter of these external links.