Beginning October 1, 2024, Peoples State Bank will begin utilizing Out Of Band Authentication, or two- factor authentication, for added account security. For quick set-up follow the prompts on your screen when accessing your account.
Life is filled with big moments: starting college, expanding your family, buying a house, starting your retirement. Putting your money into a savings account lets you plan securely for all of them.
Online and Mobile Banking may be subject to additional terms and conditions and /or third party service provider fees.
Savings Account
$100.00 to open
Interest earned on all amounts
Limited to six (6) withdrawals per quarter
$5.00 fee for each withdrawal in excess of six (6)
Free Online Banking
No service charge for balances over $100.00. For balances that drop below $100.00 any day in the quarter will be charged a $5.00 service charge
Minor Savings Account
$25.00 to open
Interest earned on all amounts
No minimum balance
No monthly service charge
Free Online Banking
Limited to six (6) withdrawals per quarter
$5.00 fee for each withdrawal in excess of six (6)
Money Market
$2,500.00 to open
Minimum balance of $2,500.00 must be maintained to earn interest
Limited to six (6) withdrawals per quarter
$10.00 fee for each withdrawal in excess of six (6)
No service charge for balances $2,500.00 or above. For balances that drop below $2,500.00 any day in the month will be charged a $12.00 service charge.
Free Online Banking
Rate Information
Please contact a New Accounts Representative or branch location nearest you for our current rates and Annual Percentage Yields (APY) information. Rates and/or terms and conditions are subject to change at any time, without prior notice at Peoples State Bank’s discretion and/or as required or allowed by law. Fees, withdrawals and/or penalties could reduce the earnings on the account.
Shepherd
5850 Hwy 59 South
PO Box 1287
Shepherd, TX 77371
T: (936) 628-3312
F: (936) 628-6658 Email the Bank
Coldspring
15001 Hwy 150 W
Coldspring, TX 77331
T: (936) 653-5193
F: (936) 653-5196 Email the Bank
Livingston
2700 Hwy 190 West
PO Box 1800
Livingston, TX 77351
T: (936) 967-2323
F: (936) 967-2424 Email the Bank
Caution: Email is not a secure method of communication. We ask you NOT to include confidential information including account numbers, passwords, debit card numbers, social security numbers, etc., in the emails you send to us. To discuss confidential information, please stop by one of our branches or call us at (936)-628-3312