person filling out check

Savings Account

Life is filled with big moments: starting college, expanding your family, buying a house, starting your retirement. Putting your money into a savings account lets you plan securely for all of them.

Online and Mobile Banking may be subject to additional terms and conditions and /or third party service provider fees.

 

Savings Account
  • $100.00 to open
  • Interest earned on all amounts
  • Limited to six (6) withdrawals per quarter
  • $5.00 fee for each withdrawal in excess of six (6)
  • Free Online Banking
  • No service charge for balances over $100.00. For balances that drop below $100.00 any day in the quarter will be charged a $5.00 service charge

Minor Savings Account
  • $25.00 to open
  • Interest earned on all amounts
  • No minimum balance
  • No monthly service charge
  • Free Online Banking
  • Limited to six (6) withdrawals per quarter
  • $5.00 fee for each withdrawal in excess of six (6)

Money Market
  • $2,500.00 to open
  • Minimum balance of $2,500.00 must be maintained to earn interest
  • Limited to six (6) withdrawals per quarter
  • $10.00 fee for each withdrawal in excess of six (6)
  • No service charge for balances $2,500.00 or above. For balances that drop below $2,500.00 any day in the month will be charged a $12.00 service charge.
  • Free Online Banking

 

Rate Information

Please contact a New Accounts Representative or branch location nearest you for our current rates and Annual Percentage Yields (APY) information. Rates and/or terms and conditions are subject to change at any time, without prior notice at Peoples State Bank’s discretion and/or as required or allowed by law. Fees, withdrawals and/or penalties could reduce the earnings on the account.

NAVIGATION

Peoples State Bank

Shepherd
5850 Hwy 59 South
PO Box 1287
Shepherd, TX 77371
T: (936) 628-3312
F: (936) 628-6658
Email the Bank

Coldspring
15001 Hwy 150 W
Coldspring, TX 77331
T: (936) 653-5193
F: (936) 653-5196
Email the Bank

Livingston
2700 Hwy 190 West
PO Box 1800
Livingston, TX 77351
T: (936) 967-2323
F: (936) 967-2424
Email the Bank

Caution: Email is not a secure method of communication. We ask you NOT to include confidential information including account numbers, passwords, debit card numbers, social security numbers, etc., in the emails you send to us. To discuss confidential information, please stop by one of our branches or call us at (936)-628-3312